Teaching teens what schools won't.

North splits every paycheck into Spend, Save, Goals, and optionally Invest — so your teen always knows what's safe to spend.

Get it onGoogle Play
Download on theApp Store
Coming Soon
No bank connection needed
Optional parental oversight built-in
2-minute setup
North app dashboard showing safe-to-spend balance and budget buckets
The Problem

Most teens spend everything they earn — not because they're irresponsible, but because no one gave them a system.

They're earning real money for the first time. Without a framework, every dollar disappears — and so does the lesson.

86%
of parents want to teach long-term money habits but lack the right tools
70%
of families have no formal money management system in place
51%
of teens don't know how much they can safely spend right now

Every paycheck without a plan is a missed opportunity.

Who It's For

One app. Three paths.

Whether you're a parent, a teen, or going solo — North meets you where you are.

For Parents
They'll thank you later. Probably not now. But later.

Adjust their budget split anytime and let your teen handle the rest. Full visibility into their progress without micromanaging every dollar.

  • Adjust their budget split anytime
  • Financial Health Score for each teen
  • Co-parent and blended family support
  • Send reminders and congratulations
For Teens
Not lectures. Not limits. Just goals.

Get your safe-to-spend number instantly after every paycheck. Choose your money personality, set goals, and build streaks that actually matter.

  • Instant safe-to-spend after every paycheck
  • Choose your money personality
  • Set goals with progress tracking
  • Earn achievements and build streaks
For Solo Users
Your money. Your rules. No parents required.

Independent young adults get everything they need — paycheck splitting, goal tracking, Roth IRA projections, and full analytics.

  • Full paycheck splitting and tracking
  • Roth IRA tracker built-in
  • Savings and investing projections
  • All features, no parent account needed
The Solution

Every dollar gets a job.

Every paycheck splits into four buckets. Instantly know what's safe to spend.

Spend
Your safe-to-spend money for everyday purchases
Save
Build your emergency fund and short-term savings
Invest Optional
Grow your wealth with long-term investments
Goals
Save toward the things that matter most to you
How It Works

Three steps. Two minutes. Life-long habits.

1

Choose your style

Pick a money personality — Spender, Saver, or Goal Getter — and North sets your bucket percentages automatically. Customize anytime.

Money personality presets — choose how your paycheck splits
2

Log a paycheck

Enter your earnings and watch a live preview show exactly how your money splits across all four buckets. Your safe-to-spend updates instantly.

Paycheck confirmation showing $200 split across all four buckets
3

Move your money

Follow a simple checklist to physically move your money into the right places. Check off each bucket as you go — it's that satisfying.

Move money checklist with all buckets checked
Features

Everything you need. Nothing you don't.

Safe-to-Spend Dashboard
Safe-to-Spend Dashboard
Always know exactly what you can safely spend — updated with every paycheck.
Goal Tracking
Goal Tracking
Set goals with emoji icons, track progress, and crush them one paycheck at a time.
Parent Insights
Parent Insights
Financial Health Score and smart insights for each teen — no nagging required.
Achievements & Streaks
Achievements & Streaks
Earn badges, build consistency streaks, and stay motivated to keep growing.
Savings Projections
Savings Projections
See where you'll be by year-end. Track your trajectory for savings and investing.
Family Management
Family Management
Co-parent support, multi-teen tracking, and family-wide progress at a glance.
Smart Notifications
Reminders to log paychecks, move money, and celebrate milestones.
And Much More
Money personalities, custom splits, dark mode, and new features shipping regularly.
The App

Beautiful. Simple. Yours.

Goals
Goals screen with vacation progress
Dashboard
Main dashboard with safe-to-spend
On Pace
Savings and investing trajectory projections

The habits you build today become the instincts you rely on tomorrow.

Your next paycheck is coming. Will you spend it all — or split it and grow?

Get it onGoogle Play
Download on theApp Store
Coming Soon

Small splits. Big futures.